Canonical URL: https://giftcard.news/payments-technology/capital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c/ --- description: The February 2025 launch expanded the business-card provider’s customer portal to include a separate savings account. title: Capital on Tap adds instant-access business savings through ClearBank image: https://giftcard.news/images/social/v1/capital-tap-adds-instant-access-business-savings-through-clearbank-ef9ea920103111937ff4a50db1771c56.jpg --- 1. [Home](https://giftcard.news/) 2. [Payments & Technology](https://giftcard.news/payments-technology/) # Capital on Tap adds instant-access business savings through ClearBank The February 2025 launch expanded the business-card provider’s customer portal to include a separate savings account. By [Suzie Elis](https://giftcard.news/author/suzie-elis/) February 13, 2025 1 min read Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Capital%20on%20Tap%20adds%20instant-access%20business%20savings%20through%20ClearBank "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Capital%20on%20Tap%20adds%20instant-access%20business%20savings%20through%20ClearBank%20https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Capital on Tap savings account shown on a phone](https://giftcard.news/images/variants/v1/capital-tap-adds-instant-access-business-savings-through-clearbank-account-shown-phone-w800.webp) Official product illustration accompanying the February 2025 savings-account announcement. Photo: Capital on Tap [Capital on Tap](https://giftcard.news/company/capital-on-tap/) launched an instant-access business savings account powered by [ClearBank](https://giftcard.news/company/clearbank/) on February 13, 2025\. The account was made available through its existing customer portal after a trial with selected customers in October 2024\. [\[S01\]](#article-source-1) ## Adding saving to spending At launch, the company described deposits from £1, no maximum balance and no monthly fee. The announcement said implementation had taken less than six months from agreement to launch. These are the terms and timeline reported in the February 2025 announcement, not a quotation of current account terms. [\[S01\]](#article-source-1) The account extended a business already offering spending management, credit and rewards including gift cards. It was a separate savings product, rather than a change to the value or redemption rules of those rewards. [\[S01\]](#article-source-1) ## One interface can contain different financial relationships For a small business, viewing spending and savings through one portal can make daily administration more convenient. The provider visible on the screen and the institution responsible for a financial product are still important distinctions. Here, the savings proposition was powered by ClearBank. [\[S01\]](#article-source-1) The release did not disclose balances held at launch, customer uptake or a measured reduction in administrative time. Those outcomes cannot be inferred from the speed of implementation. The announcement documented an expansion in the platform’s scope and the banking partnership behind it. ## Sources and documents ExpandCollapse * [\[S01\] Company announcement](https://www.capitalontap.com/en/company/newsroom/posts/capital-on-tap-launches-business-savings-accounts/?utm%5Fsource=giftcard.news) — www.capitalontap.com ## In this article ### Companies * [Capital on Tap](https://giftcard.news/company/capital-on-tap/) * [ClearBank](https://giftcard.news/company/clearbank/) Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Capital%20on%20Tap%20adds%20instant-access%20business%20savings%20through%20ClearBank "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Capital%20on%20Tap%20adds%20instant-access%20business%20savings%20through%20ClearBank%20https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-business-savings-accounts-in-strategic-expansion-1aaf6963b94c%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Portrait of Suzie Elis](https://giftcard.news/images/variants/v1/suzie-elis-editorial-portrait-w320.webp) About the author ## [Suzie Elis](https://giftcard.news/author/suzie-elis/) Journalist — Gift Cards & Digital Gifting Suzie Elis covers gift card products, digital gifting and distribution for Gift Card News. From reading to building ## Your next move in gift cards. Tell us what you’re building. We’ll help you explore suitable providers. 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