Canonical URL: https://giftcard.news/payments-technology/capital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0/ --- description: The October 2024 UK launch combined airport-lounge access and hotel status with the platform’s existing business-card benefits. title: Capital on Tap launches £299 Pro tier with travel and spending rewards image: https://giftcard.news/images/social/v1/capital-tap-launches-299-pro-tier-travel-spending-rewards-e0b3e3925aac648572fa77bd1f286a12.jpg --- 1. [Home](https://giftcard.news/) 2. [Payments & Technology](https://giftcard.news/payments-technology/) # Capital on Tap launches £299 Pro tier with travel and spending rewards The October 2024 UK launch combined airport-lounge access and hotel status with the platform’s existing business-card benefits. By [Suzie Elis](https://giftcard.news/author/suzie-elis/) October 24, 2024 2 min read Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Capital%20on%20Tap%20launches%20%C2%A3299%20Pro%20tier%20with%20travel%20and%20spending%20rewards "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Capital%20on%20Tap%20launches%20%C2%A3299%20Pro%20tier%20with%20travel%20and%20spending%20rewards%20https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Capital on Tap Pro metal card displayed alongside the account-management app](https://giftcard.news/images/variants/v1/capital-tap-launches-299-pro-tier-travel-spending-rewards-metal-card-displayed-w1280.webp) Official Pro product artwork from the launch announcement. Photo: Capital on Tap [Capital on Tap](https://giftcard.news/company/capital-on-tap/) launched Pro, a premium tier for UK small-business cardholders priced at £299 a year, on October 24, 2024\. The package added travel benefits and a metal card while retaining the platform’s existing spending and reward features. [\[S01\]](#article-source-1) ## The benefits described at launch Scroll left or right to see all columns __The benefits described at launch__ | Feature | Launch arrangement | | --------------- | ----------------------------------------------------------------------------------------------- | | Annual price | £299 | | Airport lounges | [Priority Pass](https://giftcard.news/company/priority-pass/) access to more than 1,600 lounges | | Guest access | Two complimentary guest passes per year | | Welcome reward | 10,000 points after £5,000 spent within three months | | Hotel programme | [Radisson Rewards](https://giftcard.news/company/radisson-rewards/) VIP status | | Cashback | Existing uncapped 1% cashback retained | The company also described [Avios](https://giftcard.news/company/avios/) conversion, dedicated support and unlimited employee cards. Gift-card rewards remained part of its wider redemption proposition. These are the benefits stated in the 2024 launch release, rather than a quotation of current product terms. [\[S01\]](#article-source-1) ## A different calculation for each business A premium tier brings together benefits with different kinds of value. Cashback is expressed as a rate on eligible spending, a welcome award depends on a threshold and time window, and travel benefits depend on whether a business owner actually uses them. That means the annual fee cannot be evaluated from a headline list alone. A business comparing reward choices needs to consider its own spending, planned travel and preferred redemption options, alongside the terms governing each benefit. The release did not provide an observed return for Pro customers or establish that every business would recover the fee. Its significance is the expansion of a business-card platform into a paid benefits tier, with gift cards remaining one possible use of earned rewards. ## Sources and documents ExpandCollapse * [\[S01\] Introducing Capital on Tap Pro | Capital on Tap](https://www.capitalontap.com/en/company/newsroom/posts/pro-launch/?utm%5Fsource=giftcard.news) — www.capitalontap.com ## In this article ### Companies * [Avios](https://giftcard.news/company/avios/) * [Capital on Tap](https://giftcard.news/company/capital-on-tap/) * [Priority Pass](https://giftcard.news/company/priority-pass/) * [Radisson Rewards](https://giftcard.news/company/radisson-rewards/) Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Capital%20on%20Tap%20launches%20%C2%A3299%20Pro%20tier%20with%20travel%20and%20spending%20rewards "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Capital%20on%20Tap%20launches%20%C2%A3299%20Pro%20tier%20with%20travel%20and%20spending%20rewards%20https%3A%2F%2Fgiftcard.news%2Fpayments-technology%2Fcapital-on-tap-launches-pro-premium-tier-with-exclusive-benefits-and-gif-64c1dacc57a0%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Portrait of Suzie Elis](https://giftcard.news/images/variants/v1/suzie-elis-editorial-portrait-w320.webp) About the author ## [Suzie Elis](https://giftcard.news/author/suzie-elis/) Journalist — Gift Cards & Digital Gifting Suzie Elis covers gift card products, digital gifting and distribution for Gift Card News. From reading to building ## Your next move in gift cards. Tell us what you’re building. We’ll help you explore suitable providers. [Find a provider ](https://giftcard.news/find-a-provider/) ## Related articles [Payments & Technology](https://giftcard.news/payments-technology/) News ### [Crossmint Launches Card Vault for AI Agents, With Checkout Still in Pre-release](https://giftcard.news/payments-technology/crossmint-launches-card-vault-ai-agents/) [Daniel Brooks](https://giftcard.news/author/daniel-brooks/) September 17, 2026 1 min [Payments & Technology](https://giftcard.news/payments-technology/) News ### [Mastercard and HyperPay launch HyperSpend for Saudi business expenses](https://giftcard.news/payments-technology/mastercard-hyperpay-hyperspend-saudi-business-expenses/) [Daniel Brooks](https://giftcard.news/author/daniel-brooks/) September 15, 2026 2 min [Payments & Technology](https://giftcard.news/payments-technology/) News ### [Paramotor partners with NSDL Payments Bank and Mastercard for gift and prepaid 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