Canonical URL: https://giftcard.news/research-trends/umb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a/ --- description: UMB’s charitable giving guidance combines a household donation budget, group contributions and recurring support for selected nonprofits. title: UMB outlines holiday charitable gifting through planned and pooled donations image: https://giftcard.news/images/social/v1/umb-outlines-holiday-charitable-gifting-through-planned-pooled-donations-f41784b0b6e5aaf0798d0669b9fc6863.jpg --- 1. [Home](https://giftcard.news/) 2. [Research & Trends](https://giftcard.news/research-trends/) # UMB outlines holiday charitable gifting through planned and pooled donations UMB’s charitable giving guidance combines a household donation budget, group contributions and recurring support for selected nonprofits. By [Maya Bennett](https://giftcard.news/author/maya-bennett/) October 28, 2025 1 min read Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=UMB%20outlines%20holiday%20charitable%20gifting%20through%20planned%20and%20pooled%20donations "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=UMB%20outlines%20holiday%20charitable%20gifting%20through%20planned%20and%20pooled%20donations%20https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![charitable giving](https://giftcard.news/images/variants/v1/umb-outlines-holiday-charitable-gifting-through-planned-pooled-donations-giving-w1200.webp) Photo: Source: blog.umb.com [UMB](https://giftcard.news/company/umb/) has outlined an approach to holiday charitable gifting that begins with choosing a cause and setting an affordable donation budget. Its October 2025 guidance encourages families to discuss why a particular nonprofit matters to them. The bank suggests reviewing regular spending before deciding what to contribute. Donations can then be planned as part of the household budget rather than treated only as an unplanned seasonal expense. Group giving is another option. Family members or friends can combine contributions, and a donation to a chosen charity can take the place of a conventional gift. UMB also discusses volunteering and material donations for people who want to contribute in other ways. Spending time with an organization can help donors understand its work. For continuing support, the guidance proposes a recurring contribution at a level appropriate to the donor’s circumstances. It also recommends researching nonprofit organizations before sending money. The article links holiday generosity with year-round planning. Its focus is the selection of a cause, the resources available and the form of contribution that fits the people involved. ## Sources and documents ExpandCollapse * [How to plan for charitable giving this season](https://blog.umb.com/personal-banking-budgeting-for-charitable-giving/?utm%5Fsource=giftcard.news) — blog.umb.com ## In this article ### Companies * [UMB](https://giftcard.news/company/umb/) Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=UMB%20outlines%20holiday%20charitable%20gifting%20through%20planned%20and%20pooled%20donations "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=UMB%20outlines%20holiday%20charitable%20gifting%20through%20planned%20and%20pooled%20donations%20https%3A%2F%2Fgiftcard.news%2Fresearch-trends%2Fumb-provides-guidance-on-planning-for-charitable-giving-during-the-holid-24f62faddf3a%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Portrait of Maya Bennett](https://giftcard.news/images/variants/v1/maya-bennett-editorial-portrait-w320.webp) About the author ## [Maya Bennett](https://giftcard.news/author/maya-bennett/) Journalist — Rewards & Loyalty Maya Bennett covers customer loyalty, employee rewards and incentive programmes for Gift Card News. 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