Canonical URL: https://giftcard.news/rewards-loyalty/sams-club-incomm-otc-network-health-plan-benefits-rewards/ --- description: Eligible health-plan members can use InComm restricted-spend benefits and rewards at physical Sam’s Club locations. Scan & Go is excluded. title: Sam’s Club Joins InComm’s OTC Network for Health-Plan Benefits and Rewards image: https://giftcard.news/images/social/v1/sam-s-club-joins-incomm-otc-network-health-plan-benefits-rewards-0b257643fdfb851d80c013f336cf3897.jpg --- 1. [Home](https://giftcard.news/) 2. [Rewards & Loyalty](https://giftcard.news/rewards-loyalty/) # Sam’s Club Joins InComm’s OTC Network for Health-Plan Benefits and Rewards Eligible health-plan members can use InComm restricted-spend benefits and rewards at physical Sam’s Club locations. Scan & Go is excluded. By [Maya Bennett](https://giftcard.news/author/maya-bennett/) August 26, 2026 2 min read Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Sam%E2%80%99s%20Club%20Joins%20InComm%E2%80%99s%20OTC%20Network%20for%20Health-Plan%20Benefits%20and%20Rewards "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Sam%E2%80%99s%20Club%20Joins%20InComm%E2%80%99s%20OTC%20Network%20for%20Health-Plan%20Benefits%20and%20Rewards%20https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![An older couple prepares food together in a kitchen, alongside a healthcare symbol on an InComm graphic.](https://giftcard.news/images/variants/v1/sam-s-club-joins-incomm-otc-network-health-plan-benefits-rewards-older-w600.webp) Photo: InComm Payments — announcement illustration [Sam’s Club](https://giftcard.news/company/sam-s-club/) has joined the OTC Network managed by [InComm Payments](https://giftcard.news/company/incomm-payments/) and its healthcare division, expanding where participating health-plan members can spend approved benefits and rewards. InComm announced the addition on August 26. The acceptance applies at physical U.S. club locations for Sam’s Club members holding eligible plan-sponsored cards. Purchases must meet the health plan’s rules. The release explicitly excludes Sam’s Club Scan & Go transactions, so the announcement should not be read as acceptance across every checkout channel. ## A balance with rules attached Restricted-spend benefits are designed around permitted uses. InComm’s healthcare product documentation describes combining several benefit categories on one card and checking purchases against plan requirements at checkout. Depending on the programme, permitted spending can include food, over-the-counter products, wellness items and certain health-related services. That makes the acceptance network important, but it does not make the balance interchangeable with cash or a general retail gift card. A retailer can participate in the network while an individual item remains ineligible under the member’s plan. The benefit for members is another physical shopping destination. For plan operators, it is an additional place where funds can be used without removing the controls attached to those funds. The announcement does not expand a member’s benefit allowance or change the plan’s eligibility rules. ## Check the plan and the checkout The practical questions are straightforward: does the member’s plan participate, is the product approved and is the chosen checkout channel supported? Those checks are more useful than assuming that a card will work solely because the retailer’s name appears in a network announcement. This is a healthcare benefits and rewards development within the wider prepaid sector. It is not an announcement that Sam’s Club now accepts every third-party gift card. ## Sources and documents ExpandCollapse * [InComm Payments: Sam’s Club joins the OTC Network, August 26, 2026](https://www.incomm.com/insights/incomm-payments-enables-health-plan-members-to-use-benefits-and-rewards-cards-at-sams-club/?utm%5Fsource=giftcard.news) — InComm Payments * [InComm Healthcare: supplemental benefits and wellness rewards](https://www.incomm.com/healthcare/?utm%5Fsource=giftcard.news) — InComm Payments ## In this article ### Companies * [InComm Payments](https://giftcard.news/company/incomm-payments/) * [Sam’s Club](https://giftcard.news/company/sam-s-club/) Share [ ](https://x.com/intent/post?url=https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dx%26utm%5Fmedium%3Dsocial&text=Sam%E2%80%99s%20Club%20Joins%20InComm%E2%80%99s%20OTC%20Network%20for%20Health-Plan%20Benefits%20and%20Rewards "X") [ ](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dlinkedin%26utm%5Fmedium%3Dsocial "LinkedIn") [ ](https://wa.me/?text=Sam%E2%80%99s%20Club%20Joins%20InComm%E2%80%99s%20OTC%20Network%20for%20Health-Plan%20Benefits%20and%20Rewards%20https%3A%2F%2Fgiftcard.news%2Frewards-loyalty%2Fsams-club-incomm-otc-network-health-plan-benefits-rewards%2F%3Futm%5Fsource%3Dwhatsapp%26utm%5Fmedium%3Dsocial "WhatsApp") ![Portrait of Maya Bennett](https://giftcard.news/images/variants/v1/maya-bennett-editorial-portrait-w320.webp) About the author ## [Maya Bennett](https://giftcard.news/author/maya-bennett/) Journalist — Rewards & Loyalty Maya Bennett covers customer loyalty, employee rewards and incentive programmes for Gift Card News. From reading to building ## Your next move in gift cards. Tell us what you’re building. We’ll help you explore suitable providers. [Find a provider ](https://giftcard.news/find-a-provider/) ## Related articles [Rewards & Loyalty](https://giftcard.news/rewards-loyalty/) News ### [Giftbit’s Research Incentive Guide Puts Unclaimed Gift Cards and Privacy in Focus](https://giftcard.news/rewards-loyalty/giftbit-research-incentives-unclaimed-gift-cards-privacy/) [Maya Bennett](https://giftcard.news/author/maya-bennett/) September 17, 2026 2 min [Rewards & Loyalty](https://giftcard.news/rewards-loyalty/) News ### [Yoyo Reports Platō Loyalty Results a Year After Card-Linked Launch](https://giftcard.news/rewards-loyalty/yoyo-plato-card-linked-loyalty-first-year-results/) [Maya Bennett](https://giftcard.news/author/maya-bennett/) September 16, 2026 2 min [Rewards & Loyalty](https://giftcard.news/rewards-loyalty/) News ### [Prezzee sets out employee gift card options for work anniversaries](https://giftcard.news/rewards-loyalty/prezzee-employee-gift-card-options-work-anniversaries/) [Maya Bennett](https://giftcard.news/author/maya-bennett/) September 15, 2026 2 min ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://giftcard.news/#publisher","name":"Gift Card News","url":"https://giftcard.news/","logo":{"@type":"ImageObject","url":"https://giftcard.news/brand/giftcard-news-logo.svg"}},{"@type":"Person","@id":"https://giftcard.news/author/maya-bennett/#person","name":"Maya Bennett","url":"https://giftcard.news/author/maya-bennett/","description":"Maya Bennett covers customer loyalty, employee rewards and incentive programmes for Gift Card News.","jobTitle":"Journalist — Rewards & Loyalty","image":{"@type":"ImageObject","url":"https://giftcard.news/images/maya-bennett-editorial-portrait.webp","contentUrl":"https://giftcard.news/images/maya-bennett-editorial-portrait.webp","width":256,"height":256,"caption":"Illustrated portrait representing the Maya Bennett editorial profile."}},{"@type":"ImageObject","url":"https://giftcard.news/images/sam-s-club-joins-incomm-otc-network-health-plan-benefits-rewards-older.webp","contentUrl":"https://giftcard.news/images/sam-s-club-joins-incomm-otc-network-health-plan-benefits-rewards-older.webp","width":600,"height":300,"@id":"https://giftcard.news/images/sam-s-club-joins-incomm-otc-network-health-plan-benefits-rewards-older.webp#image"},{"@type":"NewsArticle","@id":"https://giftcard.news/rewards-loyalty/sams-club-incomm-otc-network-health-plan-benefits-rewards/#article","url":"https://giftcard.news/rewards-loyalty/sams-club-incomm-otc-network-health-plan-benefits-rewards/","headline":"Sam’s Club Joins InComm’s OTC Network for Health-Plan Benefits and Rewards","description":"Eligible health-plan members can use InComm restricted-spend benefits and rewards at physical Sam’s Club locations. 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