Michigan signs gift-card fraud offences into organized retail crime law

House Bills 4598 and 4599 became Public Acts 109 and 110 of 2026. Harris said the legislation responds to criminals who compromise cards displayed in stores, collect their numbers and PINs, and then drain the value after a legitimate buyer activates them. [S02]

The text of the amended offence addresses knowing conduct carried out with intent to defraud. It covers acquiring a card or its redemption information; altering or tampering with either, or exploiting a cardholder, issuer or seller; and obtaining money, goods, services or other value through a card or information acquired in violation of the provision. The reproduced chaptered acts list January 3,2027 and a 90-day commencement provision, while also carrying conflicting immediate-effect labels. The October 5 signing date alone therefore does not establish when the

Michigan Governor Gretchen Whitmer signed two gift-card fraud bills on October 5, adding specific card-related conduct to the state's Organized Retail Crime Act. The measures were sponsored by Representatives Mike Harris and Samantha Steckloff . [S01] House Bills 4598 and 4599 became Public Acts 109 and 110 of 2026. Harris said the legislation responds to criminals who compromise cards displayed in stores, collect their numbers and PINs, and then drain the value after a legitimate buyer activates them. [S02] The text of the amended offence addresses knowing conduct carried out with intent to defraud. It covers acquiring a card or its redemption information; altering or tampering with either, or exploiting a cardholder, issuer or seller; and obtaining money, goods, services or other value through a card or information acquired in violation of the provision. The reproduced chaptered acts list January 3,2027 and a 90-day commencement provision, while also carrying conflicting immediate-effect labels. The October 5 signing date alone therefore does not establish when the

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