Member Access Processing launched Visa prepaid virtual cards for credit unions on October 21, 2021, giving members digital payment credentials without a corresponding plastic card. MAP presented the product as a way to make prepaid funds available for online purchases from a computer or mobile phone.

The virtual card contains the cardholder's name, an expiry date and a card verification value, or CVV. A member enters the Visa account details when paying online. MAP also supplies online account access so cardholders can view their account and transaction information in real time.

MAP said the virtual card could be accessed from more than one device and was supported by Visa's fraud technology. For credit unions, the digital format removes the need to order a physical prepaid card before supplying the credentials to a member.

Chief Executive Cyndie Martini connected the launch with faster access to prepaid balances. The announcement focused on online purchasing and digital account access; it did not specify a mobile-wallet provisioning arrangement or name a sponsor bank.

MAP described its role as an aggregator of the Visa Debit Processing Service platform for credit unions. Its broader offering included debit, credit, ATM, mobile, reloadable prepaid and gift card programs, with training and support for participating institutions. At the time, it identified itself as a subsidiary of the credit union service organization Currence Payment Solutions.