Zil.US has described two uses for virtual cards in business: sending customer incentives and giving employees controlled ways to pay company expenses.

Its August 8, 2024 customer loyalty guide begins with electronic gifting. The provider says users can select recipients from a contact list and send virtual cards by email, leaving the recipient to choose an eligible purchase.

The article positions this choice as an alternative to a company selecting a physical gift. It does not identify a customer campaign or report a measured increase in repeat purchases, so the loyalty benefit is the provider’s proposed use of the product.

A separate section concerns expense cards. Zil.US describes creating multiple

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