Choice Digital has launched Choice Suite, bringing four payout experiences together under one platform. Announced on August 26, 2026, the offering gives program managers several ways to distribute money: a branded prepaid card, a link through which recipients choose a payment method, a wallet for repeated payouts, or a direct disbursement API.

For gift card providers, the significant detail is where their product appears. A merchant gift card can be one option in a recipient-facing menu that also includes bank transfers, prepaid cards and other payment methods. The sender determines the available choices; the recipient then selects from that configured menu.

The company describes the launch as a unified offering that brings together its existing range of payout products. Its announcement [S01] says the suite was available immediately. It does not present all four underlying products as newly invented services.

Four routes through the same payout platform

The product names describe different recipient journeys. A business making a one-off reward payment may need a different flow from a platform paying the same people every month. Choice Digital is grouping those journeys into a common offering rather than asking every program to use the same delivery format.

Scroll left or right to see all columns
Four routes through the same payout platform

Product

Experience described by Choice Digital

Program design question

ChoiceCard

A branded physical or virtual prepaid card, with support for mobile wallets from Apple and Google.

Does the program want to issue a prepaid card as the recipient experience?

ChoiceLink

A link allowing the recipient to select from payment methods enabled by the program, including gift cards.

Which options should be offered, and how will their costs and delivery times be explained?

ChoiceWallet

A persistent recipient wallet intended for recurring payouts, with an initial identity verification process.

Does repeated payment justify an ongoing wallet relationship?

ChoiceDirect

An API for issuing, screening and reconciling disbursements when the recipient payment method is already known.

Can an existing platform send payments without asking recipients to choose again?

These descriptions follow the company's Choice Suite product pages [S02]. They describe product functions, not independently measured results for every program.

What recipient choice means for gift cards

ChoiceLink is the most direct connection to the gift card market. Its catalog can offer physical or virtual prepaid cards, ACH transfers,

Your free reader account

Continue reading for free.

Create your account or sign in to get unlimited access.

No payment required. Newsletter signup is optional.