Zil Money Describes Credit Card Payroll Funding for Seasonal Gift-Wrapping Firms

Zil Money has described credit card payroll funding as an option for gift-wrapping businesses facing a seasonal increase in staffing costs. Its December 20, 2024 article uses the Christmas trading period to illustrate how temporary hiring and longer working hours can create payroll obligations before all customer revenue is available.

The company says its payroll funding feature transfers proceeds from a credit card to a business checking account through ACH or wire. The business can then use those funds for payroll; employees are not described as receiving their wages on the employer’s credit card.