Zil Money has described credit card payroll funding as an option for gift-wrapping businesses facing a seasonal increase in staffing costs. Its December 20, 2024 article uses the Christmas trading period to illustrate how temporary hiring and longer working hours can create payroll obligations before all customer revenue is available.

The company says its payroll funding feature transfers proceeds from a credit card to a business checking account through ACH or wire. The business can then use those funds for payroll; employees are not described as receiving their wages on the employer’s credit card.

The article’s title refers to funding Deel payroll, while the body discusses compatibility with payroll software more generally. Zil Money says payroll information can be imported to reduce repeated manual entry. The article does not identify a newly signed partnership with Deel.

Zil Money presents the interval before a card bill becomes due as a potential cash-flow tool and discusses possible card rewards. The length of that interval and whether points or cash back apply depend on the card and transaction terms, rather than being uniform benefits supplied by payroll software.

The funding method changes how the employer finances a payment; it does not remove the obligation to repay the card balance or itself create an additional payroll tax deduction. The source’s operational examples also include paying temporary workers or freelancers when demand changes outside the holiday season.