Zil.US set out its business payment and account management features in an August 21, 2024 comparison aimed at people researching an alternative to Chime. The platform’s description focused on handling company funds and several payment methods through an online service.

Virtual cards formed part of that offering. The company described funding a wallet and using virtual cards for business spending, alongside sending cards to contacts. It also presented corporate expense cards as a way to connect employee purchases with company payment activity.

Other methods included ACH transfers, domestic and international wires, and mailed checks. The company described recurring ACH instructions as an option for payments that follow an established schedule.

Zil.US also promoted managing accounts for multiple businesses and viewing transaction histories. These functions were presented as part of a workflow for owners handling different payment obligations.

The article described a remote application process using business and identity information and promoted the absence of a monthly account fee. Those statements appeared in the provider’s August 2024 offer; the article did not establish that every applicant, country or transaction would qualify for the same terms.

For businesses comparing platforms, the concrete features described were virtual cards, bank transfers, checks, recurring instructions and account records. Zil.US presented their combination as a way to coordinate business payments from one interface.