Dojo and Capital on Tap announced a UK partnership on March 17, 2026, combining business-card spending with rewards and access to credit for eligible companies. Earned rewards could be applied to a statement, converted into travel loyalty points or redeemed for gift cards. [S01]
What the partners announced
| Feature in the announcement | Stated terms or qualification |
|---|---|
| Cashback | Unlimited 1% on card spending |
| Optional Pro upgrade | £299 a year; 1.25% cashback when spending preloaded funds |
| Business credit card | Up to £250,000, subject to an individual business assessment |
| Reward choices | Statement credit, travel loyalty points or gift cards |
The partners described a co-branded credit-card route for eligible UK limited companies and limited liability partnerships, available through a Dojo payment consultant. Approval and the credit limit depended on the business profile. Approved customers would receive access to a virtual card, spending controls and accounting integrations. [S01]
Keep the product conditions separate
The higher Pro cashback rate was specifically attached to spending preloaded funds. It should not be presented as the default reward rate for every credit transaction. Likewise, the advertised maximum credit limit was a ceiling, not a guaranteed amount available to each applicant. [S01]
The announcement said the credit-card proposition carried no annual, foreign-exchange or ATM-withdrawal fees. The optional Pro subscription was separately priced. These were the terms stated on March 17, 2026; applicants need the current product agreement to assess their own costs and eligibility. [S01]
Gift cards as one way to use earned rewards
The gift-card component sits at redemption rather than at the point where a business obtains credit. A customer first earns rewards through eligible spending, then chooses how to use them. That distinction helps avoid confusing a business funding limit with the value of a reward balance.
The release did not disclose launch-user numbers, gift-card redemption shares or measured improvements in customers’ cash flow. The confirmed development was the new distribution arrangement and the product choices described by the two partners.
Sources and documents
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- [S01] Company announcement — www.capitalontap.com