Capital on Tap announced on June 6, 2023 that it had won first place in the Business Cards category at the Finder Lending Innovation Awards. It described this as its third consecutive year of recognition in that category. [S01]

Rewards and spending controls in one proposition

The company’s account highlighted cashback, company cards, account integrations and spending controls. It also described a broader rewards offer including travel and gift cards. These were features of its business-card proposition at the time of the award. [S01]

The recognition was an award from a product-comparison publisher. It did not amount to a regulatory endorsement or establish that one card would be suitable for every business. The announcement disclosed no programme-level results showing how individual customers used their gift-card rewards. [S01]

Reading an award in context

For small businesses, rewards are one part of a wider decision about funding and expense management. Eligibility, repayment requirements and the practical administration of staff spending all matter. A category award can identify a product for further investigation without answering those questions for a particular applicant.

This account records the 2023 award with its original date. It does not reproduce historical product terms as a current offer or rank today’s business-card market.