ampliFI Loyalty Solutions has outlined a cardholder rewards approach that combines cashback with gift card catalogues and redemption linked to everyday purchases. In an April 22, 2026 article, the company argues that financial institutions should give cardholders several ways to use their points.

The provider describes Pay With Points as a post-purchase option in which a cardholder receives a prompt and can use points against a recent transaction. Its example uses a text-message reply to redeem points after a grocery purchase.

Other products bring redemption into the payment itself. ampliFI describes Fuel With Points as an option at the pump and Checkout With Points as an option at an in-store checkout. It presents those services as ways to connect the reward programme with frequent spending activity.

Gift cards and eGift cards provide a separate catalogue-based route. The company recommends offering a selection

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